What to Do if You’re Involved in a Maritime Accident in Wisconsin
Being involved in a maritime accident in Wisconsin can be a stressful and confusing experience. Whether it involves a personal watercraft, a commercial vessel, or any other type of watercraft, knowing the right steps to take can make a significant difference. Here’s a guide on what to do if you find yourself in such a situation.
1. Ensure Safety First
The safety of everyone involved is the top priority. Check for injuries among passengers and other individuals involved in the accident. If anyone is hurt, call 911 immediately to receive medical assistance. If you are in a position to do so, move to a safe location to avoid any additional hazards.
2. Document the Scene
3. Gather Information
Exchange information with the other parties involved in the accident. This includes names, contact information, and insurance details. Additionally, obtain the names and contact information of any witnesses. This information can prove invaluable when investigating the accident later on.
4. Report the Accident
In Wisconsin, marine law requires that you report any accident that results in injury, loss of life, or property damage exceeding a certain amount (currently $2,000) to the authorities. You must submit a report to the local law enforcement agency, the Wisconsin Department of Natural Resources (DNR), as well as your insurance company.
5. Seek Legal Assistance
Consulting with an attorney who specializes in maritime law can be beneficial, especially if there are significant injuries or damages involved. A legal professional can help you navigate from insurance claims to potential lawsuits, ensuring your rights are protected throughout the process.
6. Notify Your Insurance Company
Contact your insurance company promptly to report the incident. Provide all necessary details and documentation to facilitate the claims process. Your insurance provider may require additional information or documentation, so be prepared to follow through on any requests they might have.
7. Follow Up on Medical Treatment
If you or any passengers sustained injuries, ensure that you seek appropriate medical evaluation and treatment. Keep all medical records and invoices, as they could be important for your claim and recovery process.
8. Stay Informed
Stay aware of any changes in laws related to boating and maritime incidents in Wisconsin. Knowledge of current regulations can aid you in better understanding your responsibilities and rights in such situations.
Being involved in a maritime accident can be overwhelming, but taking these steps can help you navigate the aftermath more effectively. Remember, your safety and the safety of others is the primary concern, followed by proper documentation and legal compliance.